Using the Memory Detector against insurance fraud


Insurance frauds can now be unveiled with the new “memory machine”, completed at the University of Padua. Insurance frauds cost insurances a high percentage of profit, which is in turn charged to honest policy holders. There are many kinds of frauds: one of the most common, for example, is the simulation of whiplash trauma, while others consist in overestimating damages, provoking fires, etc. But inexistent whiplash traumas and overestimated damages can, from now on, be uncovered through a simple and accurate procedure that examines the reliability of the declarations of the policy holder.
This procedure – explains Giuseppe Sartori, professor of Cognitive Neurosciences at the University of Padua, inventor of the memory detector test – enables us to identify phony "whiplash" injuries with a precision of over 90%, through a sophisticated software that measures the traces left by memory, the and fraudulent intent of the policy holder. Preliminary research has already demonstrated this method's deterring effect on fraud. The adoption of lie-detection procedures, says Professor Sartori, provided a 25% decrease of compensation claims. Probably many potential fraud cases are discouraged by the sole idea of going through the magnifying glass of the memory detection test.

Currently the University of Padua is collaborating with Yale University to apply this methodology in identifying post-traumatic stress syndrome frauds by soldiers who have returned from Iraq and Afghanistan.

Author: Qui Risparmio

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